| All dog lovers love their dogs, right? I know the | | | | plan, plus: |
| vast majority do, but if that is true why do so | | | | Wellness Plan - vaccinations, spay, neuter, |
| few insure their dog? I believe the main reason is | | | | heartworm testing, teeth cleaning |
| we just do not think about it. Life is busy and | | | | Boarding should your pet need it for medical |
| there are so many more important things to think | | | | reasons |
| about, right? Well, the truth is NOT having you | | | | Recovery - A reward you can pay if your pet |
| dog insured is something to worry about and | | | | gets lost |
| definitely something that has the potential to | | | | Euthanasia |
| complicate your life. | | | | Finally, there is a top level plan available from |
| First misconception about dog insurance: It costs | | | | most pet insurance companies. Ironically, this plan |
| too much, I can't afford it. A strong case can be | | | | is much more affordable that the previous plan. |
| made that you cannot afford to NOT have it. | | | | The reason is because although this type of plan |
| You can get an accident policy for as little as $10 | | | | is cheaper per month and usually covers |
| per month. A typical policy like this would have a | | | | everything the previous plans did, the coverage |
| low deductible, probably around $50. There is | | | | amount for some categories will be less. The |
| usually no waiting period and no surcharges for | | | | deductible is still around $100. For around $25 per |
| specific breeds. | | | | month, your dog can have total coverage, but |
| What is typically covered in an accident policy? | | | | your limits might be $3000 for certain things |
| Motor Vehicle Accident | | | | rather than $5000. Other benefits are usually |
| Bone Fractures | | | | things like: |
| Lacerations | | | | Unlimited Accidents |
| Burns | | | | Any Illness with no maximum coverage amount |
| Allergies to insect bites | | | | I hope you know more about dog insurance now |
| Accidental Death | | | | than you did before reading this article. The point |
| An accident policy usually tops out at $2000 | | | | of it is that there is cheap dog insurance available |
| coverage. The accidents listed above are all | | | | and we all need to take advantage of it. If your |
| pretty common. Would you have the $2000 | | | | dog was injured tomorrow, and it was going to |
| tomorrow if your dog needed treatment? | | | | cost a few thousand dollars to get him the |
| The next level of coverage is usually a more | | | | treatment he needed, are you prepared to pay |
| complete type dog insurance. This will typically | | | | it? If so then perhaps you do not need dog |
| cost around $50 per month, and there may be | | | | insurance. But in most cases, if we are being |
| surcharges for some breeds. The coverage | | | | honest, people do not have thousands of dollars |
| amount will be higher, usually around $5000 for | | | | laying around just in case something happens. |
| accident or illness. This plan would have a | | | | Why not pay a small monthly amount and be able |
| deductible of around $100. This type of policy | | | | to take care of the dog you love? |
| would cover all the same things as the accident | | | | |